Work with Riverwell
Join the Ecosystem
Riverwell is building a coordinated route from debt-ready SMEs to appropriate commercial credit. Nominating partners and lenders have different roles, decision rights and accountabilities. This page makes those routes clear.
01 Nominating Partners
Bring debt-ready enterprise insight.
A nominating partner is a trusted organisation with credible visibility into the operating quality, customer relationships, cash flows or leadership readiness of SMEs. This may include an accelerator, enterprise-support organisation, association, corporate ecosystem, development organisation or relevant technology and data platform.
The role
Identify and introduce potential debt-ready businesses, share relevant readiness context with appropriate consent, and support a responsible pathway into lender review.
What this role does not do
Nominating partners do not underwrite, approve, price, guarantee, arrange or service credit. Lending decisions remain with the relevant lender and any guarantee remains subject to the selected insurer’s own process.
02 Lenders
Provide credit on your own terms.
A lending partner is a bank, licensed finance institution, debt fund or other institution with the mandate and capacity to extend credit. Riverwell is interested in institutions that see value in better enterprise insight and a defined insurer-backed credit-support structure.
The role
Independently assess and originate eligible facilities, determine pricing and terms, and retain responsibility for disbursement, servicing, collections and ongoing portfolio management.
The Riverwell interface
Riverwell provides a structured route for partner insight, programme coordination and an insurer-backed risk-support process. It does not replace lender underwriting or decision-making.
03 Investors
Capital Partners
Riverwell is welcoming early discussions with investors who understand the role of patient, well-governed capital in unlocking commercial credit for viable SMEs. Eligible investors are invited into a controlled discussion and can receive the appropriate current materials.
01 Tell us who you are
02 We review for fit
03 Receive the right materials